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Friday 9/28/2018
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(2.44) BELMONT R01 R02 R03 R04 R05 R06 R07 R08 R09 BELBELScr
HempsteadQuick  BEL09/06_DELTrack Times Today BEL
(_.__) BELTERRA R01 R02 R03 R04 R05 R06 R07 R08 R09 BTPBTPScr CINCINNATIQuick  BTP09/06_APIronMaiden BTP
(1.96) CHURCHILL R01 R02 R03 R04 R05 R06 R07 R08 R09 R10 CDCDScr
LouisvilleQuick  CD09/05_DMRGateToWire CD
(1.61) GOLDEN GATE R02 R04 R05 R07 R08 GGGGScr
SanFranciscoQuick  GG09/05_DELcovers GG
(2.33) GULFSTREAM R01 R02 R03 R04 R05 R06 R07 R08 R09 GPGPScr
HALLANDALEQuick  GP07/07_ELPpaceandcap GP
(1.39) LAUREL R01 R02 R03 R04 R05 R06 R07 R08 R09 LRL LRL Scr
BALTIMORE Quick   LRL 07/07 BHP PostTime  LRL

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-20%  Dylan Smith-24%  TaylorRice
-02%  K.Magee-26%  AlexCastillo
-15%  BobBaffert-26%  MariaRemedio
-18%  Jamie Ness-26%  MariaRemedio
-12%  ToddPletcher-18%  ForestBoyce
-10%  KMcLaughlin-21%  Napravnik
-19%  W.Catalano-23%  Emma-JaneWilson
-26%  TrevorMcCarty-23%  Emma-JaneWilson
-18%  TimKeefe-28%  KristinaMcmanigell
-18%  DaleRomans-26%  RHomeisterJR
-21%  KevinMcPeek-25%  JacDavis
-21%  DougO'Neill-36%  M.Fadlovich
-22%  MarkHennig-21%  NatashaCoddington
-23%  LindaRice-34%  TammiPiermarini
-31%  EionHarty-36%  A.Tamburello

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Index= 18 Title=Buy cheap stocks Buy cheap stocks In October 2009 he launched Formula Investing [2], an online money management firm that follows the investment strategy described in his New York Times bestselling book "The Little Book That Beats the Market". Formula Investing is a money management firm that uses a unique, proprietary stock-screening system and a disciplined approach to manage portfolios of value stocks. The firm offers its services to individual investors and institutions and to registered investment advisors, who can use Formula Investing as a sub-advisor. Formula Investing uses a system that determines portfolio selections through a simple, logical and proprietary quantitative model that chooses stocks based on a combination of their relative cheapness and quality, as measured by earnings yield and return on capital. Formula Investing allows money to be managed in a disciplined manner that removes factors, like excess emotion and future projections, that often lead to bad investment results. Formula Investing is managed by K. Blake Darcy, a pioneer in online commerce who served as the Founder and CEO of DLJdirect, one of the first online brokerage firms. Stock picks to change your life Related topics: investing strategy, New Investor Center, stock market, growth stocks, StockScouter Want to get rich? Here's all you have to do: Buy 10 stocks. Hold them for six months. Sell and repeat. If that sounds too good to be true and you want to stop reading now, I can't blame you. But that would be unfortunate because this advice is a twist on a strategy that has worked really well for nearly a decade, through hell and high water. Or at least war, recession and flood. If you follow it in a low-cost trading account, particularly one in which gains compound tax-free, then there is a distinct chance -- though not a guarantee, of course -- that you could make serious, life-changing money. Of course, you can't just buy any old 10 stocks. They've got to be the ones ranked at the top of the class by MSN Money's StockScouter rating system. You have to be ready not just to buy them at times when you think it is a terrible idea, but also be ready to sell when you love them so much you can't bear the thought. The numbers don't lie Is there a catch? Naturally. You are almost certainly going to have misgivings about the top-ranked stocks sometimes, not to mention the notion of putting your hard-earned money in the emotionless hands of a system. Trust me on this. I came up with the idea for StockScouter in the middle of the 2000-02 bear market, helped to develop it with a crack team of independent financial engineers and have marveled at its success every day since. Yet even I still sometimes look at the top-ranked stocks and go "Naaah!" Yet the numbers don't lie. (Actually, they lie just a little -- more on that later.) If you had followed this six-month-hold system on the top-ranked stocks since January 2001, you'd have been up an average of 22.9% per year, as of September 2010, versus a gain of just 0.7% per year in the Standard & Poor's 500 Index ($INX -0.30%)and 4.2% in the Nasdaq Composite Index ($COMPX -0.17%). The little lie? Well, as many of you know, these kinds of returns are more of an ideal than real because in the world of creating quantitative investment models there is no trading-price slippage, bid/ask spread or other difficulties in obtaining the exact quote listed in the market's historical record. In the real world, if 100,000 people try to buy a top-ranked small-cap stock quoted at $10.20, any given individual might actually have to pay $10.50, $10.75 or even $11 to start a position, as the price is driven up by demand. The same goes for sales at the end of the period. Returns are reduced by commissions and, if held in anything but a tax-free retirement account, the government is going to want its cut -- robbing you of the ability to actually reinvest all the proceeds every six months. So maybe in the real world you wouldn't be up 3 times your original investment at the end of six years. Maybe the "real" number is only 2.5. No biggie. StockScouter's top-10 strategy has still blown away the market since its launch and shows no signs of wearing out. How the strategy works What's the magic recipe, and why am I willing to share it with you? It's nothing more than the strategy I first described in 2001 on MSN Money and in my book "Swing Trading." The only difference: Further refinements allow you to a successful StockScouter portfolio with just with 10 stocks per six-month period, rather than the 50 originally recommended. Here's a quick refresher on StockScouter ratings. Every day, software at the labs of our research partner, Gradient Analytics, uses a variety of quantitative methods to analyze the fundamental and technical well-being of the 6,000 largest companies trading on U.S. stock exchanges. Stocks are rated on a curve from 10 to 1, with 10 being best, on the likelihood that they will advance over the next six months with the least amount of volatility. If a stock is expected to advance a lot but make holders suffer through a lot of jumpiness en route, it is rated lower than a stock that might be expected to advance a bit less but get to that level more smoothly. Investing: Stock market, money & financial investment advice - MSN ... Market Summary - MSN Money Money: Personal finance, investing news & advice - MSN Money Investment center for the new investor: How to invest money - MSN ... Stock quotes and market analysis with trading tips - MSN Money Investing advice and commentary - MSN Money Affordable Housing for Billionaires 10/12/12 2:18 Amazon CEO: Kindle Sold 'At Cost' 10/12/12 4:53 1 of 14 Ad ChoiceFeedback Previous Entries Why people lose money on penny stocks · Comments Off The vast majority of people who lose money trading penny stocks often do so because they violate some of the basic concepts of penny stock trading. There are definitely some things that you should not be doing because you are exposing your to even greater risks and losses in the first is that is already risky enough in the first place. There are plenty of unscrupulous operators who give penny stocks and penny stock trading a bad name and you will be playing into their hands if you violate some of these don’ts. What they are doing may be illegal but this is no consolation if they have already pocketed your money. You must also remember that regulators like the SEC do not have the resources or the manpower to chase thousands of small time crooks. This is why you should always resist temptation no matter how attractive it may seem. The best bargains often turns out to be a basket of snakes. Never follow penny stock tips or reports that are given out for free. A little thought will tell you that these folks are not philanthropists who are doing this out of the goodness of their heart. They have to be making money from somewhere and you can bet that this is going to be at your expense. Very often, they get paid by unscrupulous promoters or operators to hype particular stocks. This is the classic “pump and dump” where they have already accumulated large quantities of a particular penny stock dirt cheap and are looking for suckers on whom the stock can be dumped. Very often these tipsters or websites will require you to register and provide your e-mail in return for a free newsletter or free pick service. You should never ever give out your e-mail under these circumstances because there’s a good chance that these people are going to sell your e-mail address to third parties for a fee. This leaves you vulnerable to spam and manipulation as they persuade you to buy some worthless penny stock. Once again, they will try and tempt you to become greedy, a temptation that you must always avoid. Another don’t is to make a conscious decision not to trade on the pink sheets. Because there are no regulatory nor disclosure requirements, it is fair to say that by and large that only the companies who are trying to dodge these requirements [making them exceedingly high risk investment] will choose to list here. There is also no commitment to transparency or keeping investors adequately informed. There are reasonable quality penny stocks to be found on the NYSE or the AMEX who are regulated and governed by the discipline of these exchanges. Penny stock trading is high risk and dangerous enough on its own and you should not complicate matters further by taking on risks that you do not have to take. There are plenty of scams in these markets and if you choose to swim with the sharks, prepare to end up dead. To be sure, there is money to be made on trading penny stocks but only if you trade with the utmost discipline and discrimination. There is absolutely no substitute for hard homework and extensive due diligence. Their rating system is absurd. If a stock is currently doing well, then it is assumed it will do better and if a stock iscurrently doing poorly, then it is asumed it is a bad purchase. No inkling about value, just the latest earnings report or the latest insider sale. And, how many times have I seen their "fundamental", "value","technical", etc. ratings be totally in contrast to the final score the stock is given. A stock can get a "B', "A", "C" and "B" in their catagories and then be given a score of 3 out of 10. I wrote an email to them asking about this (" we are concerned and read every email") and of course never got an answer. Maybe if you want a hot stock and know nothing about the market and/or have no time for research, but no sane person would ever buy or sell based on Stock Scouter. "Do not be deceived. This does not always work. The Top Ten Stocks from the end of July 2011 were down over 2% at the end of January 2012. Buyer Beware and Jon is hiding in the bushes refusing to communicate about this. " Index= 18 Title=WiFi low price [] WiFi low price Sponsored ResultsUnlimited Wi-Fi: $9.95/m Ten times faster than 3G. Great for your laptop, iPhone or tablet Ask Wifi Tech Support A Wifi Expert Will Answer You Now! 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Learn more about Boingo Global The Bottom Line: The Apple AirPort Extreme cures networking headaches for novice Mac users with a simple setup, but competing devices offer Windows users more network customization and faster speeds for less. Read review Specs: Apple AirPort Extreme Base Station - Wireless access point, IEEE 802.11b, IEEE 802.11n, IEEE 802.11a, IEEE 802.11g he Bottom Line: The Netgear WNDR3700 RangeMax Dual Band Wireless-N Gigabit Router is a great dual-band router for networking enthusiasts who also want a quick and easy network storage solution. Read review Specs: Wireless router, 8.8 in x 6 in x 1.2 in, Wireless, Wired, Ethernet, HTTP, 1.1 lbsThe Bottom Line: With the latest firmware update, the D-Link DIR-655 is arguably one of the best among single-band Wireless-N routers on the market. Read review Specs: Wireless router, 7.6 in x 4.6 in x 1.2 in, Wireless, Wired, Ethernet, HTTP, 11.2 oz he Bottom Line: Tiny and affordable, the TP-Link 150Mbps Wireless N Nano Router makes a great companion for mobile users needing to share their hotel room's Internet with wireless clients. Read review The Bottom Line: Though far from perfect, the Linksys E2500's ease of use, nice design, and reasonable price make it a very good router for a small home or apartment. Read review Specs: Wireless router, 8.9 in x 7.1 in x 1.4 in, Wireless, Wired, 300 Mbps, HTTPS, HTTP, 15.9 oz he Bottom Line: Business travelers will find the Verizon Jetpack MiFi 4620L an excellent companion thanks to its fast connection, nice set of features, and long-lasting battery. Its expensive and limited data plans, however, might steer casual users away. Read review Specs: Wireless router, 3.7 in x 2.4 in x 0.6 in, Wireless, 2.4 GHz, 3.2 oz The Bottom Line: The Netgear N600 Wireless Dual Band Router WNDR3400 is a great dual-band router for any home at an affordable price. Its lack of Gigabit Ethernet might steer enthusiasts away, however. Read review Specs: Wireless router, 8.8 in x 6 in x 1.2 in, Wireless, Wired, Ethernet, HTTP, 1.1 lbs The Bottom Line: The Linksys E4200 v2 makes a great upgrade to the original version and an excellent investment for those who need a fast, feature-rich, advanced, yet easy-to-use router for the home or even a small business. Read review Specs: Wireless router, Wireless, Wired, 450 Mbps, PPPoE, PPTP, HTTP, HTTPSIndex= 18 Title=Medicare and Retirement [] Medicare and Retirement Medicare is a national social insurance program, administered by the U.S. federal government since 1965, that guarantees access to health insurance for Americans ages 65 and older and younger people with disabilities as well as people with end stage renal disease. As a social insurance program, Medicare spreads the financial risk associated with illness across society to protect everyone, and thus has a somewhat different social role from for-profit private insurers, which manage their risk portfolio to maximize profitability by denying coverage to those they anticipate will need it.[1] In 2008, the US Federal Goverment spent 391,266,000,000 dollars on Medicare.[2] Medicare offers all enrollees a defined benefit. Hospital care is covered under Part A and outpatient medical services are covered under Part B. To cover the Part A and Part B benefits, Medicare offers a choice between an open-network single payer health care plan (traditional Medicare) and a network plan (Medicare Advantage, or Medicare Part C), where the federal government pays for private health coverage. A majority of Medicare enrollees have traditional Medicare (76 percent) over a Medicare Advantage plan (24 percent). Medicare Part D covers outpatient prescription drugs exclusively through private plans, either standalone prescription drug plans or through Medicare Advantage plans that offer prescription drugs In 2010, Medicare provided health insurance to 48 million Americans—40 million people age 65 and older and eight million younger people with disabilities. Medicare serves a large population of old, sick, and low-income people. On average, Medicare covers about half (48 percent) of health care costs for enrollees. Medicare enrollees must cover the rest of the cost. These out-of-pocket costs vary depending on the amount of health care a Medicare enrollee needs. They might include uncovered services—such as long-term, dental, hearing, and vision care—and supplemental insurance.[3] In general, all persons 65 years of age or older who have been legal residents of the United States for at least 5 years are eligible for Medicare. People with disabilities under 65 may also be eligible if they receive Social Security Disability Insurance (SSDI) benefits. Specific medical conditions may also help people become eligible to enroll in Medicare. People qualify for Medicare coverage, and Medicare Part A premiums are entirely waived, if the following circumstances apply: They are 65 years or older and U.S. citizens or have been permanent legal residents for 5 continuous years, and they or their spouse has paid Medicare taxes for at least 10 years. or They are under 65, disabled, and have been receiving either Social Security SSDI benefits or Railroad Retirement Board disability benefits; they must receive one of these benefits for at least 24 months from date of entitlement (first disability payment) before becoming eligible to enroll in Medicare. or They get continuing dialysis for end stage renal disease or need a kidney transplant. or They are eligible for Social Security Disability Insurance and have amyotrophic lateral sclerosis (known as ALS or Lou Gehrig's disease). Those who are 65 and older must pay a monthly premium to remain enrolled in Medicare Part A if they or their spouse have not paid Medicare taxes over the course of 10 years while working.[20] People with disabilities who receive SSDI are eligible for Medicare while they continue to receive SSDI payments; they lose eligibility for Medicare based on disability if they stop receiving SSDI. The 24 month exclusion means that people who become disabled must wait 2 years before receiving government medical insurance, unless they have one of the listed diseases . Some beneficiaries are dual-eligible. This means they qualify for both Medicare and Medicaid. In some states for those making below a certain income, Medicaid will pay the beneficiaries' Part B premium for them (most beneficiaries have worked long enough and have no Part A premium), as well as some of their out of pocket medical and hospital expenses. In 2008, Medicare provided health care coverage for 45 million Americans.[21] Enrollment is expected to reach 78 million by 2030, when the baby-boom generation is fully enrolled.[ - Medicare Guide to Covered Products, Services ... is your gateway to Medicare covered products, services and information. Find covered equipment and supplies or learn how to qualify and enroll in Part D ... - Cached Ohio Medicare Oh, Hi; Looking for Medicare in Ohio? We're here to help. ... Compare Medicare Plans Today and Find the Right Coverage for You - Cached - A Senior Resource for Medicare and Healthcare ... News site template Joomla 2.5 for newspaper ... Original Medicare is one of your health coverage choices. You will have Original Medicare unless you choose to join a ... - Cached - Your Medicare Coverage This section of provides information about Medicare coverage. - Cached Medicare This booklet provides basic information about what Medicare is, who is covered and some of the options you have for choosing Medicare coverage. - Cached Part A covers inpatient hospital stays (at least overnight), including semiprivate room, food, and tests. Part A covers brief stays for convalescence in a skilled nursing facility if certain criteria are met: 1.A preceding hospital stay must be at least three days, three midnights, not counting the discharge date. 2.The nursing home stay must be for something diagnosed during the hospital stay or for the main cause of hospital stay. 3.If the patient is not receiving rehabilitation but has some other ailment that requires skilled nursing supervision then the nursing home stay would be covered. 4.The care being rendered by the nursing home must be skilled. Medicare part A does not pay for custodial, non-skilled, or long-term care activities, including activities of daily living (ADL) such as personal hygiene, cooking, cleaning, etc. The maximum length of stay that Medicare Part A will cover in a skilled nursing facility per ailment is 100 days. The first 20 days would be paid for in full by Medicare with the remaining 80 days requiring a co-payment (as of 2012, $144.50 per day). Many insurance companies have a provision for skilled nursing care in the policies they sell. The maximum length of stay that Medicare Part A will cover in a hospital inpatient stay is typically 90 days. The first 60 days would be paid for in full by Medicare. Days 61-90 require a co-payment (as of 2012, $289 per day). The beneficiary is also allocated "lifetime reserve days" that can be used after 90 days. These lifetime reserve days require a copayment (as of 2012, $578 per day), and the beneficiary can only use a total of 60 of these days throughout their lifetime.[22] If a beneficiary uses some portion of their Part A benefit and then goes at least 60 days without receiving facility-based skilled services, the 100-day clock is reset and the person qualifies for a new 100-day benefit period. Part B: Medical insurance Part B medical insurance helps pay for some services and products not covered by Part A, generally on an outpatient basis. Part B is optional and may be deferred if the beneficiary or his/her spouse is still working and has group health coverge through that employer. There is a lifetime penalty (10% per year) imposed for not enrolling in Part B unless actively working and receiving group health coverage from that employer. Part B coverage begins once a patient meets his or her deductible ($140 in 2012), then typically Medicare covers 80% of approved services, while the remaining 20% is paid by the patient.[23] Part B coverage includes physician and nursing services, x-rays, laboratory and diagnostic tests, influenza and pneumonia vaccinations, blood transfusions, renal dialysis, outpatient hospital procedures, limited ambulance transportation, immunosuppressive drugs for organ transplant recipients, chemotherapy, hormonal treatments such as Lupron, and other outpatient medical treatments administered in a doctor's office. Medication administration is covered under Part B if it is administered by the physician during an office visit. Part B also helps with durable medical equipment (DME), including canes, walkers, wheelchairs, and mobility scooters for those with mobility impairments. Prosthetic devices such as artificial limbs and breast prosthesis following mastectomy, as well as one pair of eyeglasses following cataract surgery, and oxygen for home use is also covered.[24] Complex rules are used to manage the benefit, and advisories are periodically issued which describe coverage criteria. On the national level these advisories are issued by CMS, and are known as National Coverage Determinations (NCD). Local Coverage Determinations (LCD) apply within the multi-state area managed by a specific regional Medicare Part B contractor, and Local Medical Review Policies (LMRP) were superseded by LCDs in 2003. Coverage information is also located in the CMS Internet-Only Manuals (IOM), the Code of Federal Regulations (CFR), the Social Security Act, and the Federal Register.