Advertise Here with Whobet, get your business in front of hundreds of my guests !, Donate $10 for a month of using my site
Whobets Poker Room, Free Poker, Free Poker Games, Poker Strategies, Poker Tips, Winning, Card Games, Free Gambling Whobets GameRoom, Play free online Action games, Racing games, Sports games, Adventure games, War games Whobets WallStreet: DOW, S&P, AMEX, FTSE, RUSSELL MIDCAP, NASDAQ and lots of charts and its Dynamic WhobetTV Learn how to CANCEL CABLE, just use the Internet you are already paying for, dont pay for both !!!!! Find Websites to go to to Watch Free TV via you computer. Whobets Horse Racing Picks, Free since 2000, Free Bris PP for most races Whobet KPOP JukeBox, Latest Korean Music and Stars. First gaining popularity in East Asia in the late 1990s, K-pop entered the Japanese music market towards the turn of the 21st century. In the late 2000s, it grew from a musical genre into a subculture among teenagers and young adults of East and Southeast Asia. Currently, the spread of K-pop to other regions of the world, via the Korean wave, is most clearly seen in parts of Latin America, Northeast India, the Middle East, North Africa, and immigrant enclaves of the Western world Whobet JukeBox
Custom Search

Donations have slowed the last 30 days, (8/19/2018-7/20/2018)
Help keep Whobet's site active by donating what you can.

Thanks for your support, Whobet

Thanks for the donations, $10 minimum:

Hall Of Fame(214):
(W)  Bowie, MD      
(P)  Henderson, KY      
(S)  Lake Ann, MI      
Philadelphia, PA(2nd)
Gaithersburg, MD(23th)
Willingboro, NJ(3rd)
Howard, OH(2nd)
Broadway, VA(1st)
Bensalem, PA(9th)
Oakland, CA(5th)

Info on how to get the BRISWATCH data: Something has changed at BRISWATCH. BRIS is trying to Kill Whobet's website! Whobet, I need your help. When I use Chrome I get the aforementioned message that the site is unavailable. If I switch to Internet Explorer I get the same message but if I then refresh the page I get the correct BRIS document and can download the PP’s as before. I get the same results with Edge as I get with Chrome. If need be, I’ll use Internet Explorer and add the extra step of refreshing the page but I’d rather use Chrome. Any idea what might be causing this? I also noted that if I copied the BRIS address to another doc such as the body of an e-mail message, it worked fine with Chrome and Edge but only intermittently with IE.

EQUIBASE Jockey Stats

EQUIBASE Horse Stats

EQUIBASE Owner Stats

EQUIBASE Trainer Stats


Today's Carry Overs via Equibase

Sunday 8/19/2018
2day  Sat  Mon  Tue  
(HANA 2014) (Top10) (Bottom10)











(0.83) ALBUQUERQUE R07 R09 R10 ALBALBScr AlbuquerqueQuick  ALB09/06_DELTrack Times Today ALB
(1.89) ARLINGTON R01 R02 R03 R04 R05 R06 R07 R08 APAPScr Arl HeightsQuick  AP09/06_APIronMaiden AP
(_.__) BELTERRA R04 R05 R06 R07 R08 R09 R10 BTPBTPScr CINCINNATIQuick  BTP09/05_DMRGateToWire BTP
(_.__) COLUMBUS R03 R06 CLSCLSScr COLUMBUSQuick  CLS09/05_DELcovers CLS
(2.58) DEL MAR R01 R02 R03 R04 R05 R06 R08 R10 DMRDMRScr
Del MarQuick  DMR07/07_ELPpaceandcap DMR
(1.96) ELLIS PARK R03 R04 R05 R06 R07 R08 R09 ELPELPScr HendersonQuick  ELP07/07_BHPPostTime ELP
(1.25) EMERALD R03 R05 R06 R08 R10 EMDEMDScr
AuburnQuick  EMD07/06_ELPequinometrics EMD
(1.23) FORT ERIE R01 R02 R03 R04 R06 FEFEScr
NiagaraFallsQuick  FE07/06_BELluckysproadvice FE
FerndaleQuick  FER07/01_BHPknightskyracing FER
(2.33) GULFSTREAM R02 R03 R04 R07 R08 R09 R10 R11 R12 GPGPScr
HALLANDALEQuick  GP07/01_BELNYracingboard GP
(_.__) GRANDE PRAIRIE R04 R07 R10 GPRGPRScr Grand PrairieQuick  GPR06/27_BELAdvenInCapping GPR
(0.73) LOSALAMITOS R01 R02 R04 LALAScr
Los AlamitosQuick  LA06/27_APboardreader LA
(1.39) LAUREL R01 R02 R03 R05 R06 R07 R08 R09 R10 LRLLRLScr
(1.44) MOUNTAINEER R02 R03 R05 R06 R07 R08 MNRMNRScr
BeaverFallsQuick  MNR06/24_BHP MNR
(1.89) MONMOUTH R01 R02 R03 R04 R05 R06 R08 R09 MTHMTHScr OceanportQuick  MTH06/24_BEL MTH
(1.65) PRESQUE ISLE R03 R04 R05 R06 R07 PIDPIDScr
ERIEQuick  PID06/23_CD PID
(2.64) SARATOGA R01 R02 R03 R04 R05 R06 R07 R08 R09 R10 SARSARScr
SaratogaSpringsQuick  SAR06/23_BHP SAR
(2.40) WOODBINE R01 R02 R03 R04 R05 R06 R07 R08 R09 R10 R11 WOWOScr
Toronto(Buttonville)Quick  WO06/23_BEL WO
(_.__) WYOMING DOWNS R11 WYO WYO Scr   Quick   WYO 04/12 SA  WYO

Todays Major League Baseball Schedule |

FreeppsBrisWatchFemale Jockeys
-08%  C.Gonzalez-3%  C.Keiser
-07%  D.Dilodovico-12%  V.Carrasco
-20%  Dylan Smith-24%  TaylorRice
-02%  K.Magee-26%  AlexCastillo
-15%  BobBaffert-26%  MariaRemedio
-18%  Jamie Ness-26%  MariaRemedio
-12%  ToddPletcher-18%  ForestBoyce
-10%  KMcLaughlin-21%  Napravnik
-19%  W.Catalano-23%  Emma-JaneWilson
-26%  TrevorMcCarty-23%  Emma-JaneWilson
-18%  TimKeefe-28%  KristinaMcmanigell
-18%  DaleRomans-26%  RHomeisterJR
-21%  KevinMcPeek-25%  JacDavis
-21%  DougO'Neill-36%  M.Fadlovich
-22%  MarkHennig-21%  NatashaCoddington
-23%  LindaRice-34%  TammiPiermarini
-31%  EionHarty-36%  A.Tamburello

Whobet's Picks
  Whobet Grid   Leaders
Whobet's BLOG      WhobetJukebox

Whobet's BrisWatch BestBet   StatCounter   FAQ

Streaming videos of Famous Races  RaceDates  


What is TRKS2DAY?  Selena on Youtube: Enjoy

Who links to TRKS2DAY.COM

DIG DO  PaceAdvantage

CPU i3-2330M 2.20GHZ 2540 585



DRF Archive

Stable Alert







Twin Spires      Paulick Report      BleacherReportHorses      NightSchool      Whobet Images via GOOGLE     Whobet at YAHOO     Whobet Images via WOW     Cliff Smith      RIBBIT RACING      StatCounter      ChiefCrazyBear      Recent rulings      Handicapping Technology and Research      PaceAndCap      
Cool Stuff Sun is a BBChrisLongshot      
SimulCastExpress      EPONIES      RaceHorseRunner      Formulator: DRF Race of the Day     FoodBabe      Elitethoroughbreds Brisdata     WinStar Brisdata     
Website seo score
Powered by WebStatsDomain
Ultimate Selector      WhobetTV


Index= 7 Title=Career Training at Allied Health Schools A list of scholarships offered by individual colleges, to all enrolled students meeting specified criteria. Hispanic Scholarship Fund Search for scholarships for Latino students. ImmediateScholarships In about 30 seconds this site will match students to scholarships worth between $500 and $50,000 InternationalScholarships This scholarship search is fairly unique because it features scholarships for international students and scholarships for study abroad programs. Joint Academic Scholarship Online Network The introduction on their website says, “The scholarships in the database apply to Australian students wishing to study at home or abroad, and to international students wishing to study in Australia.” MaineScholarshipSearch State of Maine sponsors this online scholarship search. MeritAid A data base listing scholarships totaling billions of dollars. This site claims to help students find, “millions of dollars in scholarships and grants exclusively for the military community”. MoolahSPOT Their data base houses 3.2 million scholarships and grants. myfreedegree Their database contains, “billions of dollars of college scholarships and financial aid awards”, including some for bowlers, knitters, “C” students, cartoonists, etc. NextStudent According to their site, they give you free access to a database “of more than 42,000 college funding sources comprised of more than 2.4 million individually awarded scholarships valued at over 3.4 billion dollars. The Scholarship Page Started by a student in 1997, this site primarily featured engineering scholarships, but has since expanded to include others. This site claims a scholarship database of 3,0000 sources worth up to $3 billion. Scholarships101 A listing of over 800,000 individual scholarship awards valued at more than $2.8 billion. ScholarshipsCanada These folks call their site “Canada's most comprehensive scholarship portal”. CanLearn Another Canadian free scholarship search site. Hotcourses Student Money - A UK based scholarship search. Princeton Review A data base containing over 3 million scholarships. Scholarship Hunter Not a great looking site, but a search here might be worth a try. ScholarSite Their introduction reads, “Welcome to, the site that allows you to search for scholastic financial aid quickly and accurately, without forcing you to lose time and privacy by entering personal information.” School Soup Their scholarship data base lists $32 billion in scholarships. StudentAidontheWeb A U.S. Department of Education sponsored free online scholarship search. Study Abroad Funding Their website says, "Our comprehensive database of study abroad scholarships, fellowships, and grants can help make your dream of studying abroad a financial possibility and a profound reality." Scholarship searches can be conducted by country or subject. Student Awards Just register and search. SuperCollege An online scholarship search sponsored by Harvard educated folks who publish books on college planning. Tuition Funding Sources The name says it. United Negro College Fund Scholarship Search A free online scholarship search sponsored by the United Negro College Fund. Zinch There is no indication how large their data base is. CollegeNet/Mach 25 Allows you to search through 600,000 awards for scholarship matches. Nationally Coveted Scholarships and Fellowships Not really a scholarship match program but a very good Planning for College: Senior Year It's important to navigate college financial aid requirements and make sure your financial aid is in order during your senior year of high school. Complete your FAFSA and learn about other financial aid deadlines. Once admitted, don't forget the importance of financial aid - check that your school has everything they need before you set foot on campus. Continue your search for scholarship money and earn some extra spending cash with a summer job. Quick Links to Popular Topics Career Training at Allied Health Schools Medical Assistant Careers Medical assisting is a versatile, in-demand health care career where you positively affect the lives of patients. Medical assisting is a stepping stone to many other health care professions. Medical Billing and Coding Careers Medical billers and coders track patients' diagnoses based on lab procedures, signs and symptoms. The field is evolving so quickly, specialists now, more than ever, need training. Dental Assistant Careers Dental assisting careers offer flexibility and ongoing opportunities to work with cutting edge technology. You'll perform a wide variety of tasks to assist dentists and help patients improve their health. Veterinary Technician Careers Veterinary technicians assist during medical procedures, conduct tests and perform diagnostic evaluations. You'll have a positive impact on the lives of animals, while enriching your own. Phlebotomy Careers It takes a steady hand to be a good phlebotomist. Giving blood can be challenging, but you'll put people at ease, prepare specimens for the lab, and keep the equipment sterilized. Quick Links Search All Health Care Schools Research All Health Care Careers Learn About Financial First Aid Featured Articles •Is Health Care Job Training a Fix for Unemployment? •Start a Medical Career •Becoming a Certified Specialist in Physical Therapy •Health Care Jobs and a Tough Economy See More Health Care Articles More Health Care Careers Massage Therapy Careers As the massage profession gains recognition from the health care industry, massage therapy career opportunities increase exponentially. Pharmacy Technician Careers While online and mail order pharmacies are thriving, so is the job market for pharmacy technicians. Find out if becoming a pharmacy technician is the right career move for you. Physical Therapy Careers As a physical therapist, you'll help patients overcome injuries and disabilities by teaching them how to strengthen muscles and improve mobility. Work with patients to better their lives. Health Care Administrator Careers Health care requires skilled managers to keep things running smoothly. Three of the top administrative areas in health care include office management, health services and information management. Public Health Careers Planning for College During High School From standardized tests to college applications, you need to stay informed of the latest developments in college prep as you proceed through high school. Get tips and checklists for each grade level which will help you know exactly what you need to accomplish every step of the way. Explore ways to find out which colleges are for you and techniques to narrow your college search. Learn exactly what colleges are looking for on applications and how you can build a schedule of classes and extracurricular activities that will ensure you get admitted. Quick Links to Popular Topics Getting Started with Your College Planning | High School Academics and Activities | Your College Search | College Application Process | Standardized Testing and Test Prep Planning for College As an Adult Adult students have a variety of unique educational challenges. Explore the different educational options open to you and how these can further your career without taking away from your home life. Develop your educational criteria and see if you're more suited for flexible online courses or in-class instruction. Learn about the basics of military education and graduate studies, including certification options and standardized testing. Whether you want to track down the causes of disease as an epidemiologist or teach the public how to avoid getting sick, there is a public health career that will fit your skill set. How to Pay for College Where's the money going to come from to fund your education? Find out about scholarships and grants for all types of students, from adults to freshmen in high school. Learn crucial tips on financial aid and student loans, including how to fill our your FAFSA and when you need to pay back your loans. See what you can do to save for college and how you can juggle a job and a full schedule of challenging classes. Quick Links to Popular Topics Financial Aid Basics | Scholarships and Grants | Student Loans | Saving for College and Tax Credits | Military Financial Aid College Life While college life varies greatly for individual students across the different types of colleges, the basics are the same. You need to know where you're going to be living and who you're going to be living with. You'll want to find out how you can get involved on campus, from student organizations, to academic services, to clubs and sports. And you need to find out what to expect when you hit the classroom, from college major choice to understanding the intricacies of labs and lectures. Quick Links to Popular Topics Classes and Academics | Student Organizations and Activities | College Sports and Recreation | College Housing | Dating and Social Life Careers Ultimately, your education leads to a career. See how you can define your career goals and how to align your college education with your these goals. Explore in demand careers and hot jobs throughout the biggest industries in the United States. If you're looking to switch careers, get the latest on retraining and certificate programs. Learn about the highest paying jobs and careers and see which degrees will get you hired after graduation. Quick Links to Popular Topics Career Information | Education and Career Goals | In-Demand Careers and Job Trends | CareerIndex= 7 Title=gifts for husbands birthday [] gifts for wives birthday Sponsored ResultsGifts For Her Find the perfect gift for her at Blue Nile! Free FedEx shipping. Romantic Wife Gifts Surprise her with a Romantic Gift That’s Personalized Just for Her. Great Gifts For Wives More Than A Gift, An Experience! Browse Our Range Of Ideas Now. Birthday Gifts & Flowers Send Flowers & Gourmet Food Gifts. Great Selection—Prices from $19.99 More Sponsors:gifts for wives birthday, gifts wivesIncluding results for gifts for wife birthday Show only gifts for wives birthday .Search resultsBirthday Gift Ideas for Wife - Buzzle Web Portal: Intelligent ... It's your wife's birthday next week, and though you want to make this special day a very memorable one for her, you are still confused about the gift that ... - Cached. More results from » Birthday Gift Ideas for Your Wife | Shopping for your wife's birthday may seem difficult, but there are many options , and her gift doesn't have to involve a traditional gift that you wrap up a in a box ... - Cached More results from » 10 Birthday Gift Ideas For Wife | Made Manual Stop spinning your wheels, and take a woman's advice on 10 Birthday Gift Ideas For Wife. Even if some part of these sounds cliché, they will be impressive nonetheless. - Cached Unique Birthday Gifts for Your Wife | Birthdays are a wonderful chance to show your wife how much she means to you. Women do not necessarily want the most expensive or most extravagant gift. What is ... - Cached Gifts For Wives Birthday - Image Results . Wife Birthday Gift Ideas - Top Choices And Tips People everywhere concern themselves with the best birthday gifts they could give to those they care about most. Husbands are no exceptions. They always ... - Cached How to Buy Birthday Gifts for Girlfriends & Wives How to buy Birthday Gifts for Women - Choosing the perfect birthday gift for that special lady doesn’t have to be a gut-wrenching experience. Take note of these ... - Cached Gifts for Women, Gift Ideas for Her, Gifts for Mom - Find gifts for mom based on her interests as well as gift ideas for your wife and more. ... Under $100: See All Birthday Gifts For Women - Cached More results from » Top Gifts for Your Wife - Gift Ideas: Mother's Day Gifts ... Birthday; Bridal Shower; Bridesmaids; Engagement; Get Well ... Top Gifts for Your Wife ... More Favorite Gift Ideas - Cached Wife birthday - Gift Ideas From Find gifts and unique gift ideas for Wife birthday. At our gift experts search the web to bring you great gift ideas by recipient, holiday and more. Search ... - Cached Birthday Gift for Wife from Husband - Photo Gifts | Portrait ... Personalized birthday gift ideas for wife from husband - present for wife photo painting on canvas or poster, wife pop art portrait, and wife's birthday collage. - Cached Sponsored ResultsGifts For Her Find the perfect gift for her at Blue Nile! Free FedEx shipping. Romantic Wife Gifts Surprise her with a Romantic Gift That’s Personalized Just for Her. Great Gifts For Wives More Than A Gift, An Experience! Browse Our Range Of Ideas Now. Birthday Gifts & Flowers Send Flowers & Gourmet Food Gifts. Great Selection—Prices from $19.99 More Sponsors:gifts for wives birthday, gifts wivesSponsored Results Wife Spa Gifts Accepted at 6,000+ Spas Worldwide The Perfect Gift for Her. Buy Now! gifts for wives Give Your Wife A Groupon! Awesome Daily Deals On Local Favs. Personal Creations® Gifts Personalize a Gift for Her Birthday Low Prices and Fast Shipping! My Wife Gift T-shirts, sweatshirts, mugs & more! Gifts in every topic imaginable. Gift Ideas for Your Wife Take The Guessing Out Of Gifting. See Our Gift Experts' Top Picks! VENUS Swim & Apparel Save on women's sexy swim & apparel Fashion prices at an all-time low! More Sponsors:gifts for wives birthday gifts wives gifts for husbands birthday Also try:best gifts for husbands birthday,homemade gifts for husbands birthday, cool gifts for husbands birthday, special gifts for husbands birthday, creative gifts for husbands birthday, great gifts for husbands birthday, romantic gifts for husbands birthday, unique gifts for husbands birthday, surprise gifts for husbands birthday ideas more....Sponsored ResultsImpeccable Birthday Gifts It shouldn't take all day to find the perfect birthday gift. Balloon Ride Gifts - $169 Great Gifts for Husbands! 200 Locations, 60-Day Refund, Member BBB. Husband Birthday Gift Unique Gift Ideas Just For Him. Free Personalization Included. Husband Birthday Gifts 1,700 Experiences to Choose From. Gifts for Any Taste or Budget! More Sponsors:gifts for husbands birthday, birthday gifts, gifts husbandsSearch resultsGifts for Husband - Birthday Gift Ideas for Husbands ... Treat your husband to a special birthday gift this year! These birthday gift ideas for husbands will please any man - Cached Birthday Gifts for Husband,Gifts for Husband Birthday ... Exclusive range of Birthday Gifts for Husband! This thoughtfully designed collection of Gifts for Husband Birthday boasts of Perfumes, Wrist watches, Portfolio Bags ... - Cached Gifts for My Husband's Birthday | When choosing the ideal gift for your husband's birthday, consider his favorite colors, flavors, hobbies and interests. Choose an item he can use in a work or home ... - Cached More results from » Great online birthday gifts for husbands But if what you say about last night is true . He fumbled great online birthday gifts for husbands bit as he picked out half a dollar's worth from the box. - Cached Ideas for Husband's Birthday - Buzzle Web Portal: Intelligent ... Birthdays are a time for fun and frolic, no matter what someone's age is. Planning for a husband's birthday gift in the initial years of marriage may seem ... - Cached. More results from » Husband's Birthday Gift Ideas | Your husband deserves a special treat on his birthday to remind him of your love. The perfect gift shows that you know your husband well. The right present should ... - Cached Unique Birthday Gift Ideas for Husband - EzineArticles ... Birthday gift ideas for husbands are pretty easy for the first few years of marriage. However, as the years pass by you will likely notice it getting more ... - Cached Top Gifts for Your Husband - Gift Ideas: Mother's Day Gifts ... Your adoring husband who's stuck around through the ... Birthday; Bridal Shower; Bridesmaids; Engagement; Get Well Soon ... More Favorite Gift Ideas - Cached More results from » Birthday Gift for Husband from Wife - Photo Gifts | Portrait ... Personalized birthday gift ideas for husband from wife – photo related present for hubby by year, picture design and montage. - Cached OK- I need Birthday gift ideas for my husband....HELP! Askville Question: OK- I need Birthday gift ideas for my husband....HELP! : Birthdays - Cached More results from » Sponsored ResultsImpeccable Birthday Gifts It shouldn't take all day to find the perfect birthday gift. Balloon Ride Gifts - $169 Great Gifts for Husbands! 200 Locations, 60-Day Refund, Member BBB. Husband Birthday Gift Unique Gift Ideas Just For Him. Free Personalization Included. Husband Birthday Gifts 1,700 Experiences to Choose From. Gifts for Any Taste or Budget! More Sponsors:gifts for husbands birthday, birthday gifts, gifts husbands, mens birthday giftsSponsored Results Uncommon Husband Gifts Find that unexpected gift for the husband who already has everything. birthday gift husband Personalized Gifts That Stand Out! Expert Personalization & Fast Ship. Wife Gifts Up to 90% Off on Unique Wife Gifts. Shop Now! Birthday Gifts & Flowers Send Flowers & Gourmet Food Gifts. Great Selection—Prices from $19.99 Birthday Gifts Elegant Birthday Gifts & Flowers. Quality Flowers & Gifts Guaranteed. Bet He Doesn't Have This Radically Unique Birthday Gifts Just for Him. More Sponsors:gifts for husbands birthday birthday gifts gifts husbands mens birthday gifts birthday gifts online asian gifts Index= 7 Title=Borrow money [] Borrow money If you’re young and you want to start your own business, Mitt Romney’s has some advice from you: Borrow money from your parents. At a “lecture” for students at Otterbein University in Ohio today, Mitt Romney told students that, his friend, Jimmy John, started a business by borrowing $20,000 from his parents at a low interest rate. Romney suggested anyone in the audience could do the same: This kind of devisiveness, this attack of success, is very different than what we’ve seen in our country’s history. We’ve always encouraged young people: Take a shot, go for it, take a risk, get the education, borrow money if you have to from your parents, start a business. The 401k Loan May Have Benefits, but it Isn’t Without Pitfalls Roughly 75% of 401(k) plans have a loan provision. This is good news for participants who find themselves in a bind and need quick access to some cash, but it also potentially puts a lot of retirement nest eggs at risk. In fact, about 30% of employees who have the ability to take a loan from their 401(k) plan have done so and currently have an outstanding loan balance. This number picked up a bit during the economic downturn as people found themselves in difficult situations and in need of a little extra money. In an ideal world we’d leave our retirement plans alone and rely on our emergency fund in a time of need. But let’s face it, life happens. As much as we try to plan ahead and put money aside for that very reason there are times when that just isn’t possible or those funds aren’t sufficient to cover a major crisis. So, having the ability to tap into your 401(k) a little early may be your saving grace. Unfortunately, it isn’t all sunshine and rainbows. Taking a loan against your 401(k) may have devastating consequences if you’re not careful and the decision to borrow from your retirement nest egg should not be taken lightly. 401k Loan Basics While each plan may set their own specific loan features and restrictions there are a number of similarities. Even so, if you are considering a loan, be sure to check with your plan provider to see what the requirements are for you. Most plans have a minimum loan amount which is often $500 or $1,000. The good news is that this keeps people from taking small and frequent loans for things they can probably find the cash for elsewhere, but it also means you may need some time to repay the loan if it’s more than you actually need. Plans typically allow you to borrow up to 50% of your vested balance up to $50,000. Keep in mind that not all plans will allow you to borrow from the vested company match and it may restrict you to your personal vested balance. On the other hand, the available vested balance typically does include amounts rolled over into the 401(k) from an outside account. Personal loans have a maximum repayment term of five years, but most plans also allow home loans to be taken for the purchase of a new primary residence. Additional documentation may be required to prove the home purchase, but those loans generally have a 15-year term. In most cases your loan must be paid with equal installments taken directly from your paycheck over the life of the loan. Once the loan has been issued you usually can’t change the payment terms, although some plans do allow you to pay off the loan in full early. The interest rate is often set as the prime rate plus 1%. The loans use a fixed rate and will be set on the day the loan is issued. Loan origination fees may exist and you can expect to pay anywhere from $25 to $100 just to process the loan. Loans proceeds are not taxed at the time of the distribution, but would be taxed in the event of a default. The Advantages of a 401(k) Loan Don’t get me wrong, there are far worse things you can do in a time of need than borrow some money from your retirement account. Racking up credit card bills, getting your vehicle repossessed, home foreclosed upon, or resorting to payday loans are very bad alternatives. So, there are some situations in which a 401(k) loan has an advantage. I need to borrow $5000 with bad credit, can someone help me? I have been trying to get a loan to consolidate some payday loans I had to take out to move unexpectedly. I have very bad credit and have been through a bankruptcy that was discharged in Jul 06. Because of the move my bills have fallen behind. I am currently looking for a part time job to help pay off the bills but haven't found one yet. Is there a legitimate place I can borrow the funds to pay off the loans so I can get back on my feet. I have been scammed by people from Nigeria and United Kingdom before and do not want this to happen again. I have tried everywhere including prosper. Can anyone help me? 6 years ago Report Abuse Additional Details For everyone's information I have a full time job and am still looking for a part time job as well to help get out of this situation. I am raising a seven year old grand daughter on my own. 6 years ago I had a job interview for the second job and may be starting it the first week of April. I may not be able to get to work if they take my car. Please is there some legitimate lenders in the US who can lend me the money so I don't lose my car? What totally sucked was the fact that after college I had so much credit card debt that piled up and it was really affecting my credit score. I searched around and tried a few of those debt consolidation sites but found that nothing that I tried really worked. I found this kick *** site that helped me alleviate these problems and I want to share it with you. I helped me out so much and I hope it helps you as well. The TSP Loan program allows you to borrow money from your account while you are employed by the Federal Government or while you are a member of the uniformed services. Before taking out a TSP loan, you should carefully consider its potential effect on your retirement income. How a TSP Loan Works When you take a TSP loan, you borrow from your TSP account. The amount of your TSP loan cannot exceed the amount of your own contributions and earnings from those contributions. So, if you work under the Federal Employees' Retirement System (FERS), you cannot borrow from any agency contributions or earnings from those contributions. If you meet the loan eligibility rules and your loan request is approved, the loan amount is removed from your TSP account. You must repay your loan with interest. Repayments for the loan and interest are generally made through payroll deductions. Your repayments restore the amount of your loan, plus interest, to your account. MoneyMutual is a lending network, NOT a lender. Our service is completely free and all repayment terms are between you and the lender. Each lender has different loan terms, such as the loan amount, the APR for the loan, repayment schedules, etc. After submitting your information, if you are matched with a lender, MoneyMutual will redirect to the lender's web site where you will be able to review loan terms and conditions. In many cases, the lender will then contact you to confirm your personal information and finalize the loan. They may contact you via telephone, email, text messages, etc. Please make sure that you respond in a timely manner to ensure that funds are deposited as quickly as possible. Money Mutual Payday Loans & Cash Advance Lender Matching Service What is a cash advance and how does it work? A cash advance is a signature loan backed by a future source of income, usually your paycheck. That's why they are also known as "payday loans." A cash advance is designed to help you out through a temporary loss of cash or an unforeseen emergency. You can use the cash for car repair, food, credit card bills, other bills, rent, travel or whatever you need. Payday loans, short term loans, cash advance loans and installment loans are growing in popularity because they are easy to obtain and can be an excellent alternative to exorbitant late fees, reconnect fees and other penalties creditors can charge against your accounts. Questions About Cash Advance What do I need to qualify for a payday loan? Qualifications vary. Most lenders require you to have a job or steady source of income such as an annuity or Social Security check, to be at least 18 years of age and to have a bank account with direct deposit. Other conditions may apply. How much can I borrow? This also varies from lender to lender. Typically, cash advances range from $300 to $1,000. Most lenders make decisions based on the information that you provide, so honesty is the best policy when you fill out forms. This will most likely help ensure a quick and favorable result. How long does approval take? Most lenders will approve you shortly after you apply. But some variables may make the process to take a little longer. After approval, how long does it take to get my cash advance? If you agree to the lender's terms, money is usually wired to your account on the next available business day. Must I have direct deposit? Yes. Direct deposit means you can get your cash quickly and that the lender is able to receive your repayment. Why does Montel Williams endorse MoneyMutual? Celebrated talk show host and Daytime Emmy Award winner Montel Williams associates himself only with products that help people live better physically, spiritually, financially and emotionally. He understands that people will find themselves with difficult to pay expenses due to lack of funds or credit and agrees that a cash advance can provide the needed quick assistance and help avoid more costly fees.