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Info on how to get the BRISWATCH data: Something has changed at BRISWATCH. BRIS is trying to Kill Whobet's website! Whobet, I need your help. When I use Chrome I get the aforementioned message that the site is unavailable. If I switch to Internet Explorer I get the same message but if I then refresh the page I get the correct BRIS document and can download the PP’s as before. I get the same results with Edge as I get with Chrome. If need be, I’ll use Internet Explorer and add the extra step of refreshing the page but I’d rather use Chrome. Any idea what might be causing this? I also noted that if I copied the BRIS address to another doc such as the body of an e-mail message, it worked fine with Chrome and Edge but only intermittently with IE.

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(1.35) ARAPAHOE R01 R03 R07 ARPARPScr
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Index= 21 Title=retirement planning You'll regret it. Maybe not today, maybe not tomorrow, but soon, and for the rest of your life." Those words, spoken on a tarmac at the finale of the classic film "Casablanca," could be stretched from the intended affairs of the heart to how we plan for retirement. There are financial decisions we make that seem a good idea at the time, retirement moves we make halfheartedly and needed plans we sweep under the carpet. When it comes to ensuring a lifetime of retirement income, bad decisions may not hurt immediately, but once the pain arrives it can last for decades. Retirement financial planning software Here are five retirement mistakes that will haunt you, and ways to avoid the haunting entirely: 1. Guesswork, not legwork How much will you need to retire? That straightforward question should be a starting point for people of all ages, at all stages of planning. A great number of people, however, do no more than guess at what they should save. Is retirement a thing of the past? Retirement worries? Money expert Amey Stone answers top questions According to the Transamerica Center for Retirement Studies, a nonprofit organization funded by Transamerica Life Insurance, half of workers continue to guess at the amount of money they need to save to feel financially secure when they retire, and a large number (44%) of American workers do not have a strategy to reach their retirement goals. Of those who do have a strategy, only half have factored in health care costs and one-fifth have factored in long-term care insurance, so their estimates can be inadequate. A reduction or loss of Social Security benefits ranks third in greatest retirement fears. As part of its research, Allianz Life asked a segment of baby boomers how much money they thought they would need to live on. "The average number they came up with was $60,000," says Katie Libbe, vice president of Consumer Insights for Allianz Life. "Then we asked them to try to calculate what that means in terms of a portfolio that's going to deliver that for as long as they think they are going to be in retirement. They were at a loss in terms of what they would need. "They said $500,000 when, if you just apply a 4% withdrawal to that portfolio, they would really need $1.5 million," Libbe said. "They don't know how to do even this basic calculation. You can teach them about some of these individual tactical mistakes, but they can be off even in the strategic sense of how much money needs to be socked away." Not only is there the danger of not ensuring the longevity of your savings; there is also the temptation of being unreasonably aggressive with your portfolio to make up for not saving as much as you should have. (Are you saving enough for retirement? Use this MSN Money calculator to find out.) Health care costs also need to be considered. According to research by Allianz Life, the average couple retiring at age 65 will spend approximately $285,000 in health care costs in retirement. As life expectancies continue to increase, baby boomers need to have a plan for covering some portion of managed care for an elderly parent as well as for themselves. Health care costs, Libbe says, could "eat into a good chunk of their nondiscretionary dollars, which means fewer dollars available for all the fun things they want to do in retirement." 2. 'I'll just keep working' Most people assume they will retire at a certain age, and many look to salvage inadequate savings by working later into life. But according to Limra, a global association of insurance and financial services companies, two in five people retire earlier than planned due to a number of factors, including layoffs or illness. For those assuming they will work part time in retirement, many can't due to circumstances beyond their control. . "We did some research recently where we found out that a lot more baby boomers are planning to work longer," Libbe says. "That's basically their backup plan for not having saved enough for retirement. The Limra statistic about two in five people retiring earlier than they expected just shows you can't count on working longer being your plan." Making the prospect of retiring ahead of schedule all the more precarious is that 70% of respondents to the Transamerica Center survey agreed they could work until age 65 and still not have enough money saved to meet their retirement needs. "Planning not to retire is simply not a viable retirement strategy," says Catherine Collinson, the president of the center. "Planning to work past age 65 is an important opportunity to continue earning income, save more and help to alleviate a retirement savings shortfall. However, it's important that workers be proactive in setting a retirement savings goal, saving and investing for retirement and having a backup plan if they are forced to retire sooner than expected." retirement calculator retirement plans retirement party ideas retirement party planning roth ira Also try:retirement planning calculator,axaonline annuities retirement planning, retirement planning guide, retirement planning software, retirement planning advice 2010, retirement planning tools, american funds retirement planning center, early retirement planning, retirement planning worksheet, chartered retirement planning counselor more....Sponsored ResultsRetirement Day One Watch A Video On This Individual's Day One Of Retirement. dayonestories.com Planning for Retirement? Learn how to plan for retirement. Fidelity Investments can help. www.fidelity.com T. Rowe Price Roth IRA Do Something Different with Your Roth IRA. Invest in Low Cost Funds. www.TRowePrice.com Retirement Planning How Much Do You Need To Retire? We Can Help You Plan For Retirement. www.MerrillEdge.com More Sponsors:retirement planning, roth ira, retirement community, retirementSearch resultsRetirement Planning and Savings Plans - Retirement Calculator ... Retirement planning strategies and retirement advice, including retirement calculators to help you retire faster, 401k tips and more. money.cnn.com/retirement - Cached More results from money.cnn.com » SmartMoney Retirement Planner - SmartMoney.com Whether you're in retirement, close to it, or just dreaming about it, The SmartMoney Retirement Planner helps you see how working, saving and spending decisions can ... www.smartmoney.com/retirement/planner - Cached More results from smartmoney.com » Toledo Investment Advisor | Toledo Retirement Planner Toledo's most trusted Financial Advisors and Retirement Specialists. ... Comprehensive Planning Estate Planning Life Insurance Ohio 529 ... toledoretirement.com - Cached Retirement Planner: Plan For Your Retirement A secure, comfortable retirement is every worker's dream. And now because we're living longer, healthier lives, we can expect to spend more time in retirement than ... www.ssa.gov/retire2 - Cached More results from ssa.gov » Retirement Planning Toledo Ohio - Beacon Associates Beacon Associates has years of experience in helping Toledo Ohio area residents with identifying their retirement planning goals and determining the path to getting ... www.beaconhealthquote.com/retirement-plan.php - Cached Retirement Planning - Learn How to Build Your Ideal ... Information, tips and advice to help you get started planning for retirement. retireplan.about.com - Cached Toledo Retirement Planning Service - Find BBB Accredited ... 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Printer Friendly Version; en español; Table Of Contents Chapter 1 - Tracking Down Today's Money www.dol.gov/ebsa/publications/nearretirement.html - Cached Sponsored ResultsRetirement Day One Watch A Video On This Individual's Day One Of Retirement. dayonestories.com Planning for Retirement? Learn how to plan for retirement. Fidelity Investments can help. www.fidelity.com T. Rowe Price Roth IRA Do Something Different with Your Roth IRA. Invest in Low Cost Funds. www.TRowePrice.com Retirement Planning How Much Do You Need To Retire? We Can Help You Plan For Retirement. www.MerrillEdge.com More Sponsors:retirement planning, roth ira, retirement community, retirement, retirement giftsSponsored Results Retirement Planning Help Edward Jones® Financial Advisors Can Help Build Your Retirement Plan www.EdwardJones.com Wealth Management Personalized, Global Investing - EverBank Wealth Management, Inc. EverBankWealthManagement.com Wells Fargo Advisors Know Your 401(k) Rollover Options. Free Retirement Guide. Learn More! www.WellsFargoAdvisorsInfo.com Top 5 Roth IRAs Looking To Open A Roth IRA? Don't Wait. Open A Roth IRA Now! GreenGroveRetirement.com DC Retirement Homes Find Quality Senior Care. Get Started With Free Consulation www.Care.com/SeniorCare Retirement Communities Sunrise Senior Living Official Site Find Your Loved Ones Care Near You. www.SunriseSeniorLiving.com More Sponsors:retirement planning roth ira retirement community retirement retirement gifts 401k rollover See your message here... . Retirement planning related searches: retirement planning calculator retirement plans free retirement planning calculator roth ira retirement planning guide social security retirement calculator retirement retirement party ideas Index= 21 Title=Cancel Cable. [] Digital broadcast TV is an improved method of TV broadcasting which offers cable TV picture quality and additional channels for free over the airwaves. In June 2009, TV stations in the US switched over to this new standard, however most stations have already started digital broadcasting. What’s in it for you? 1. First of all, it’s free. Unlike cable, there are no monthly fees (even for HD broadcasts) 2. Quality. If you are in range and can receive a digital channel, reception is typically perfect. No snow, grainyness or fiddling around with rabbit ears to get the perfect picture. Since digital broadcast TV is less compressed than many digital cable signals, quality can actually be much better than traditional cable TV. 3. Additional network channels. Since digital broadcast is more efficient, networks have the ability to broadcast multiple channels. For example, a local PBS affiliate can choose to provide 3 channels round the clock. - one for small children, one for older kids and one for adults. (This was a nice surprise, since we found many new kids shows that we couldn’t pick up before going digital). What equipment do I need? You can use any type of TV to receive digital broadcasts, even that old one with the rabbit ears you got for $20 at a garage sale. LCD and Plasma TV owners: There is a good chance that your TV’s can already receive digital broadcast TV. If your manual says ATSC tuner or HD ready, you can just plug your antenna directly into your tv and start receiving free digital tv broadcasts, many of them in HD. Everyone else: You will need a digital TV receiver to enable your ‘old’ TV to work with digital broadcast TV. This device looks and acts like a small cable box and plugs into your TV set. These boxes sell new for about $40, but can sometimes be purchased for under $20. Here’s a picture of the one we are using, a Zenith DTT900 which cost $19 at Circuit City… Digital Converter Box You’ll also need an antenna to receive digital broadcasts. You will probably want to buy a low cost set top UHF/VHF Antenna. After reading many online reviews, we picked up this one at Radio Shack for $16 and have been very pleased with its performance… A simple set top antenna Note: If you are very far away from most transmitters (30-70 miles), you may need to pickup something more powerful. The good news is than even top of the line long range antennas usually cost less than you would spend for two months of cable service. Next: Check availability in your area. 34 comments ? #1Denny Duplessis on 09.16.08 at 12:07 pm Greetings cancelcable.com, All I can say is WOW! Nice job laying the facts out so everyone can understand how great over the air digital TV reception really is. I am placing a link on our website back to Cancel Cable.com on our TV antenna page at http://www.dennysantennaservice.com/1136892.html Keep up the good work! Take Care Denny Duplessis TV Antenna Source “Helping America Watch Free TV” .#2admin on 09.19.08 at 8:02 am Thanks Denny! .#3Snacking and canceling cable — CancelCable.com on 11.17.08 at 6:54 am [...] What? [...] .#4Preparing for the February 17th digital switchover — CancelCable.com on 12.10.08 at 5:04 am [...] What? [...] .#5no on 01.02.09 at 10:23 am Wow so I can get 20 channels instead of paying a monthly fee for about 100 channels which about 50 of them are HD. .#6outdoor antenna on 01.03.09 at 2:37 pm Great info here! I am willing to say that over 90% of pay TV provider customers don’t know they are being charged $10-$15/month EXTRA for their local channels when they can get them for free AND receive them better due to using a DTV antenna and getting those channels in a “true” uncompressed signal! .#7Gene on 01.08.09 at 5:36 pm Very well done website. Easy to navigate. The pictures are most helpful to those of us that aren’t hardware savvy. .#8lorenzo on 02.03.09 at 10:46 pm Thanks for all the valuable info…I’ve been searching to an alternative to satelite dish that’s affordable, thanks to you and your suggestions I know we’ll be able to save $$$! .#9Don on 02.17.09 at 7:10 pm Can any one tell me how to hook up my legacy 12 year old Proscan 36 inch TV? It doesn’t have a VGA connector but it does have RCA connectors. Later we’re going to upgrade to an LCD TV? Do I string a super long VGA cable from my laptop to the LCD TV when we get it? The Proscan has an S-video input. .#10Digital TV transition 6/12/09 - are you ready? — CancelCable.com on 06.11.09 at 12:51 pm [...] What? [...] .#11Benson on 01.20.10 at 1:19 pm I’m a computer geek, and no doubt ahead of the curve, but I cancelled my cable service abut two years ago. Mostly for the following reasons: 1. I save lots of money. Cable prices are ridiculous! I could see maybe $30-$40 dollars a month, but there are people paying $100+ 2. I’m happy with the the channels I get for free. I find if I do so desire to “fiddle with my rabbit ears,” I get even more channels. I live right in the Jersey Suburbs of NYC, so I can pick up NJ and NY channels. 3. The picture quality of broadcast hi-def, *Cleans cable’s clock.* Period. No comparison. “Cable hi-def” looks like fuzzy, grainy, crap compared to broadcast 1080i hi-def. 4. I have a Sony Vaio laptop with a beautiful screen for playing online movies and watching shows online. I also bought a VGA cable, since my flatscreen TV has a VGA/PC input. In this case, I can output movies from my laptop, to my TV screen. .#12Margo on 01.26.10 at 8:42 am The only way I can receive cable television is through a satellite carrier because I live in a rural area. Does this affect any of the information and/or links that I have perused prior to writing this question? I invite feedback from anyone who has cancelled their satellite service and is still able to watch their favorite shows in HD. I find that I have to pay for so many channels that I have never watched in order to watch the few that I really enjoy. This would be a fabulous alternative especially as I am disabled and every dime I save would help my husband to work less. Will check back to see if their are any postings. Hardware and Services The first thing to do when cutting the cord is list the shows you watch regularly, and your favorite TV channels. Next, do a little online research to find out whether those shows appear on the channel's streaming sites (such as NBC.com, CBS.com, etc.) or on Hulu or YouTube. Many shows on pay channels such as HBO don't appear until much later, and usually must be bought via a service such as iTunes. In addition to what's available online, you might be surprised at the quality of over-the-air broadcast channels since the digital switch-over last year. Many newer TVs only require an antenna to get local broadcast channels, while older TVs need a converter box, which runs from $40 to $80. Plus, some of the programming includes HD content. To find out which digital channels you can get over the airwaves, input your location at the AntennaWeb site. (Note: Broadcasters recently announced at CES that they would be offering "mobile DTV" so that people could pick up digital broadcast TV on laptops, smartphones and tablets.) Below is a rundown of some of the more important elements to enjoying TV content via the web. You won't need to get all of them but you can mix and match those that will get you what you need. Most cable quitters find they can get about 95 percent of the TV content they used to watch on cable via the various services below. Hardware Roku This is the box most cable quitters seem to like. It connects to your TV and your computer network, let's you watch Netflix streaming movies, and offers some free and pay options for additional content. It costs $79.99 for SD and $99.99 for an HD model. AppleTV It's basically a front-end device to iTunes, letting you download movies and music and play them through your TV. Problem: No TV tuner or DVR functionality. Digital converter box If you want to get the digital over-the-air stations in your area, you'll likely need an antenna for newer TVs or this box for older TVs. Cost: $40 to $80. Have I missed any important elements to cutting the cord? Have you cut the cord and if so, what's your setup? Share your thoughts in the comments below, and I'll update my story with any gear or services I missed. UPDATE: There has been a lot of commentary on this story when it was linked on the PBS Facebook page. I thought it was worth addressing a few of those comments here: > Michael Lindemann said, "Interesting that no one mentions cable Internet access as being an upshot to cable access. Interesting article, but it misses at least one key point: The fastest and most reliable way to get home Internet access is through the cable company! In my area, the cable Internet subscription is bundled with the cable service at a discount." That's true. For many people who cut the cord to cable TV, they still are likely to end up paying for Internet service from the cable company. Prashant Shah said, "The missing option in the article is the public library, where I've always found not-so-recent shows. Newer shows you need to wait a bit, but then I'm in no hurry." True enough. The public library in many communities offers up free borrowing of TV shows and movies on DVD. The selection can vary from library to library, but the price is right: free, as long as you return them on time.Index= 21 Title=Car Ratings - New & Used Car Research | J.D. Power [] Infiniti gets an A+ for its navigation system. It's one of the easiest control interfaces out there, with an intuitive touch-screen and a large control knob that's easier to reach. What's even better is the navigation system doesn't absorb the climate and audio controls. Those are separate knobs, which are clearly marked and reachable. The 2012 Infiniti G37 IPL starts at $50,695 including an $895 destination charge. Equipped with an optional trunk mat, first-aid kit and cargo net (a $200 package), my test car topped out at $50,895. BMW's M3 starts at $62,295 and the Lexus IS-F at $62,175. The IPL may seem like a bargain, but the base G37 with the 330-hp, 3.7-liter V-6 starts at just $38,695. If you want a manual transmission, you need to jump up to the $45,095 G37 Sport coupe, which also nets you a Bose stereo, limited-slip differential, a navigation system with voice recognition, driver's seat/mirrors/steering-wheel position memory, a backup camera with sonar system and a moonroof. It's still a bargain compared with the IPL. The G37 is one of those cars whose styling had aged well … until the IPL team got ahold of it. Infiniti IPL-ified it with gaudy and aggressive body cladding, transforming it into a cartoon version of itself. Sure, the unique front and rear bumpers, side sills, rear spoiler and wheels add visual drama, but they look overblown to me. Safety In Insurance Institute for Highway Safety crash tests, the 2012 Infiniti G37 coupe received the highest score, Good, in frontal offset and side-impact tests. It scored Acceptable in roof strength and Marginal in rear-impact testing. The G37 comes standard with a full complement of airbags including front, front-seat-mounted side-impact air bags and side curtain airbags for front and rear seats. As is required of all 2012 models, antilock brakes and an electronic stability system are standard. Click here for a full list of safety features. The G37's fetching curves come at the price of visibility. A small, dramatically raked rear window, thick pillars and narrow side windows compromise visibility. The IPL's standard backup camera improves matters, but it could really use a blind spot warning system; one isn't available. Adaptive cruise control with forward collision warning is optional on other versions of the G37 but unavailable on the IPL model. In the Market The main problem here is a good one for Infiniti: In regular form, the refined G37 coupe is already incredibly capable and exciting, which sets the bar pretty high for the IPL. Why pay a hefty price premium for the IPL? Its ride is too firm, road noise is off the charts and you get only 18 more horsepower — which it didn't really need in the first place. Compared with the competition, the IPL may look like a deal, but to go up against the Ms and Fs of the world, it needs to offer more.Editor's note: This review was written in August 2012 about the 2012 Hyundai Tucson. Little of substance has changed with this year's model. To see what's new for 2013, click here, or check out a side-by-side comparison of the two model years. With its good looks and plenty of features, the 2012 Hyundai Tucson keeps pace in the compact SUV field, but its tight interior and stiff ride may deter some buyers. The Tucson was last redesigned in 2010, and most of the changes for 2012 center on eking more mileage out of the Tucson. (You can compare the 2011 with the 2012 model here.) The most obvious change for 2012 is the addition of an Active Eco button that changes engine and transmission response to get better mileage, but there's also an improved air-conditioning system, among other updates. Hyundai offers three versions of the Tucson — GL, GLS and the Limited trim level — and three different engines: a 176-horsepower, 2.4-liter four-cylinder; a 170-hp, 2.4-liter four-cylinder; and a 165-hp, 2.0-liter four-cylinder engine. It's offered with either front- or all-wheel drive and with a five-speed manual or six-speed automatic transmission. Our test model was a Limited trim with the larger, 2.4-liter engine and a six-speed automatic mated to front-wheel drive. The Ride There's no getting around it: The Tucson rides firmly. You'll feel every ripple in the road, and every pothole will register through the chassis. Our test model came with the largest wheels — 18 inches — and while that can affect ride, the overall sensation is that of a car that doesn't absorb bumps as much as it bounces over them. You don't get a crashing or banging sensation that makes you think you've broken something, so it's not the worst car out there in this respect, but this is the area where Hyundai needs to do the most work. It's the Tucson attribute that stands out the most, and the fact that it's not a positive one is not good. The biggest problem Hyundai has is that many competitors — most notably the 2013 Mazda CX-5 and the 2013 Ford Escape — achieve better ride quality. (See them compared.) Driving Despite (or perhaps because of) its stiff ride, the Hyundai Tucson still manages to be decent to drive. On very smooth roads, the Hyundai handles pretty well for a small SUV. It doesn't wallow around like other cars can, and it's able to take tight turns fairly quickly. There's some hopping when you hit a bump at a higher speed, though, so it does demand an attentive driver. While it didn't blow me away, the drivetrain provided good power off the line, and I was able to pass easily on the highway. Take note, though: Hyundai says the Active Eco mode "modifies engine and transmission controls to improve gas mileage." I'd say it this way: "Pressing the Active Eco button takes whatever fun there is in driving the Tucson right out of the equation." But, of course, one doesn't have to press that button. Hyundai says its EPA mileage estimates are calculated with Active Eco turned off; the feature is intended to improve that mileage. Mileage is as follows.It's zero-percent financing month here at 10 Best Car Deals, and we've put together a lineup of offers that includes everything from the quirky Fiat 500 to the established Toyota Camry, all starting under $25,000. Click the arrow above to check out this month's hand-picked selection of noteworthy no-interest specials. 10/10 2012 Toyota RAV4 4WD We're expecting to see an all-new RAV4 unveiled at the Los Angeles Auto Show in November, which is intelligence you can leverage to get the best deal on the outgoing model. Fair Purchase Price: $22,090 60-month APR: 0% Expiration date: 11/5/2012 Monthly payment: $368 2012 Mazda MAZDA6 i Sport There's a new Mazda6 on the way for 2014, and Mazda's making room. Fair Purchase Price: $19,829 60-month APR: 0% Expiration date: 10/31/2012 Monthly payment: $330 Kelley Blue Book Fair Purchase Price as of 10/8/12. Monthly payment assumes $0 down and does not account for taxes, fees or any additional incentives. Check with the manufacturer for details and National Teen Driver Safety Week Starts October 14 10/12/2012 National Teen Driver Safety Week, which starts on October 14, encourages parents to take the opportunity to discuss with their children the dangers of drinking alcohol and driving, texting and driving, and driving with friends in their vehicle. more... Fashion Influences Model-Year Changeover in Auto Industry 10/11/2012 Alfred P. Sloan, one of the most famous leaders at General Motors, was the first to take the yearly change in fashion clothing and adapt it to changes in cars. In fact, according to a number of automotive references, GM was the first automaker in the 1920s to annually update vehicle models as a way to capture the attention of consumers. more... Neiman Marcus Offers a McLaren Supercar for the Road 10/11/2012 The 2013 Neiman Marcus limited-edition 12C Spider McLaren supercar is one of this year's fantasy gift purchases in the annual holiday catalog unveiled this week by the high-end Neiman Marcus department store. more... CDC Reports Huge Drop in Teenage Drinking and Driving 10/10/2012 If you've got a teenager in the house, you know it's homecoming season. The big game, the big dance, and the big parties are right around the corner. Now is a great time to talk about drinking and driving with your teenager. more... Shopping for a Hybrid Car on TV Network 10/10/2012 Recently, viewers had a chance to take a look at new hybrid gasoline/electric cars on TV. Last Sunday afternoon and evening, Toyota introduced its Avalon Hybrid on multichannel retailer HSN (Home Shopping Network) three times during the day. more... Car Buying Tips Safest SUVs for 2012 and 2013 08/10/2012 The 2012 and 2013 model year SUVs and crossovers (CUVs) listed below, in alphabetical order, received both an overall 5-star crash-test rating from the National Highway Traffic Safety Administration (NHTSA) and a "Top Safety Pick" designation from the Insurance Institute for Highway Safety (IIHS). more... The Best Time to Buy a New Car 08/10/2012 At some point, the cost of maintaining your old car, in terms of money, time and missed work, makes buying a new car an attractive proposition, even though keeping your old car is almost always the less expensive option. more... Choosing a Hybrid Car 08/10/2012 Fuel economy is one of the most important considerations for today's car buyers, so it is not surprising that more consumers are considering a hybrid model for their next new car. more... 4 Tips to Finding the Perfect Car 08/10/2012 Finding the perfect car is not as easy as many people think it is. With so many different makes, models, trim levels, and body styles available, it can be difficult to determine what vehicle to buy. We have rolled up the car-buying process of elimination into four main tips to finding the perfect car, to help buyers focus on what matters. more...